Apple is introducing a 'Create a Pass' feature in iOS 27, allowing users to create their own passes in the Wallet app without needing a third-party tool or an Apple Developer account. The feature will enable users to scan a QR code or build a pass from scratch, with three color-coded templates available. This move is seen as a significant shift in Apple's approach, as it is no longer waiting for developers to create passes. The feature is expected to be released in September 2026.