Show HN: I spent 2 years building a personal finance simulator (projectionlab.com)

Article summary

The article presents a personal finance simulator that allows users to plan and visualize their financial future, including retirement planning, tax planning, and investment tracking. The simulator offers various features, such as Monte Carlo simulations, cash-flow visualization, and historical backtesting. The tool is designed to be user-friendly and provides a free version, as well as a premium version with additional features. The simulator's creator aims to provide a comprehensive financial planning tool that can be used by individuals and financial advisors.

Main themes

• personal finance
• retirement planning
• financial modeling
• investment tracking
• tax planning
• user interface
• customization
• local investing
• financial security

What commenters say

• Some users appreciate the simulator's ability to model complex financial scenarios and track multiple accounts.
• The simulator's pricing model is debated, with some users suggesting that the free version should have more features or that the premium version is too expensive.
• There is a discussion about the importance of considering varying life expectancy and market forces when planning for retirement.
• Some users suggest that the simulator should allow for more customization, such as creating custom account types or modeling specific investment products.
• The idea of investing in local economies and people is proposed as an alternative to traditional retirement planning.
• Others argue that this approach may not be reliable or sufficient for ensuring financial security in old age.
• The simulator's creator is open to feedback and suggestions for improving the tool, including adding new features and refining the user interface.
• Some users find the level of analysis and planning provided by the simulator to be overly complex or unnecessary, while others appreciate its detail and flexibility.