A scam prevention expert shares their personal experience of being scammed, despite having extensive knowledge of scams and taking precautions to protect their personal data. The scammer posed as a Wells Fargo representative and tricked the expert into revealing a verification code, which was used to add their card to an Apple Pay account. The expert reflects on how their own biases and assumptions contributed to their vulnerability to the scam. The experience highlights the complexity and sophistication of modern scams.