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Visa's marketing opt-out has been down for over a week. Is this a legal issue? (marketingreportoptout.visa.com)

529 points by robertwiblin · 1630 days ago · 147 comments on HN

Article summary

Visa's marketing opt-out feature has been down for over a week, raising concerns about potential legal issues. The company's global privacy notice explains how it collects, uses, and shares personal information. The notice also provides information on how to exercise privacy rights and opt-out of certain data collection practices. The outage may affect users' ability to control their personal data.

Main themes

  • Visa's marketing opt-out
  • chip-and-pin technology
  • credit card security
  • late-stage capitalism
  • data handling practices
  • regulatory implications

What commenters say

  • The credit card companies prioritize profits over security and customer protection, as evidenced by their slow adoption of chip-and-pin technology.
  • The US is behind other countries in adopting chip-and-pin technology, which is already widely used in other markets.
  • American Express has better customer service and handles fraud cases more effectively than Visa and Mastercard.
  • The concept of late-stage capitalism is meaningless and has been used to describe various societal issues without a clear definition or solution.
  • The lack of chip-and-pin technology in the US is not a technical issue, but rather a cultural or economic one.
  • Visa's opt-out feature outage may have regulatory implications and could be a sign of a larger problem with the company's data handling practices.
  • The discussion around late-stage capitalism and societal issues is often overly pessimistic and ignores the potential for positive change and progress.